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Siddharth has 19 years of experience as a fund manager, managing and advising on Indian investments for large international institutional investors.  During this time, Siddharth has been crucial to the growth of a lucrative investing company. Through investments in publicly traded companies, Siddharth's own investment company, the Mumbai-based Bay Capital Partners, has quickly grown to become a significant investor in India's long-term structural growth.   When discussing his investment philosophy, Mr. Mehta states, "Our investment philosophy and approach is to buy and hold a concentrated portfolio of high-quality companies and allow them to deliver superior risk-adjusted compounding returns over an extended period of time.". He has a lot of hope for the rapidly expanding Indian economy and the digitalization. Mr. Siddharth Mehta bay capital   thinks that the country has reached a watershed moment because of how quickly the Indian economy is growing and succeeding. Ju

 Finance and technology are combined to form the term "Fintech.". Any software, computer program, or other technological innovation that allows individuals or organizations to carry out financial transactions online or gain access to their accounts is referred to as such.    According to Siddharth Mehta, chief investment officer at Bay Capital, fintech has emerged over the past ten years as a tool for people to overcome financial obstacles and advance toward financial goals. As a result, consumers now rely on fintech for several tasks like banking, budgeting, investing, and lending in addition to its obvious everyday advantages.    Fintech applications come in a variety of shapes and operate in various ways. Using an app or service that takes a step to supplement or enhance such data, financial account data (such as transactions and account balances) may be securely unlocked.    For instance, according to Siddharth Mehta IL&FS , wealth and financial management software co

The provision of financial services to individuals and businesses is being rapidly altered by fintech, or financial technology. Financial technology, according to Siddharth Mehta, CIO of Bay Capital, refers to businesses—often start-ups—that are disrupting the financial services industry and provide a variety of financial services. According to KPMG's Fintech 100, the industries with the highest concentrations of fintech businesses are wealth and brokerage, lending and credit, and payments and transactions.   Other financial industries are also embracing fintech, such as blockchain, mortgages, and neo-banks. Digital native businesses, which can be legally operating with or without a current banking license, test the goods, services, and customer experiences of conventional banks and financial service providers. Siddharth Mehta of Bay Capital added. Growing financial technology presents both benefits and drawbacks for the banking industry. Siddharth Mehta IL&FS talks about the

  intech is a combination of "finance" and "technology." Any software, computer program , or other technological device that enables people or businesses to execute financial transactions online or get access to their accounts is referred to as such.   In the past 10 years, as more individuals have used digital technologies, fintech has arisen as a tool for people to deal with financial challenges and move towards financial goals, according to Siddharth Mehta, Bay Capital CIO. As a result, consumers have come to rely on fintech in addition to its obvious everyday benefits for several activities such as banking, budgeting, investing, and lending.   Fintech apps exist in many different forms and work in different ways . Financial account data (such transactions and account balances) may be safely unlocked using an app or service that performs an action to supplement or enhance such data.   For instance, according to Siddharth Mehta IL&FS , wealth and financial ma

The change in education brought about by the epidemic era is quickly approaching in India. The widespread adoption of digital learning among students, academics, and parents is unquestionably the reason for this, so what awaits those involved in education? "Indian education has seen a fantastic leap and has become more digital," claims Siddharth Mehta il&fs . Education will change significantly over the next several years as a result of the actions that educators take in the digital sphere. A growing number of people in rural areas also want to attend college. The old system prevents many people from continuing their education, despite the fact that they always work hard to do so. Naturally, there is more pressure on the digital infrastructure to ensure that everyone has access to top-notch higher education. .    Technology has unquestionably revolutionized a wide range of operating fields, whether it be through the development of gadgets, faster communication channels,

 The explosive growth of fintech has caused a change in the financial sector. Siddharth Mehta il&fs , explains that this is due to how much more straightforward and easy it is now to conduct financial transactions. However, the development of fintech has also given rise to several new security worries. When it comes to protecting financial platforms and ensuring the security of customer data, cybersecurity comes into play. .    In this article, we'll delve deeper into the role cybersecurity plays in the fintech industry and the various strategies it's being used to prevent and mitigate cyberattacks.    1. Data on consumers should be safeguarded:.    According to Siddharth Mehta IL&FS , fintech platforms collect and maintain a sizable amount of customer personal data. Cybersecurity covers the safeguarding of this data against loss, unauthorized access, or attacks by malicious software.    2. Transaction security:.    Making certain that financial transactions are secure

Siddharth Mehta IL&FS , explains how digital technologies are used to transform an organization's internal operations and provide new opportunities for generating revenue and value. It entails converting existing analog information into digital formats and a few other tasks that companies can carry out more successfully by utilizing the most recent tools and technology.    A well-known and successful example of digitalization is Netflix, which started out as a DVD rental company. By utilizing the most recent technologies, utilizing data, and digitizing video, Netflix was able to produce unique value in online movie streaming. With projected revenue of $31.6 billion in 2022, it is the market leader at the moment.    Siddharth Mehta  explained that the process of digitalization involves much more than just doing away with paper and using computers to record data. A network of operations that use technology to automate processes like billing, accounting, and inventory management i

Right now, digitalization is all the rage in India. Everyone is discussing or using digital business techniques in their businesses. According to Siddharth Mehta IL&FS   former director and founder and CIO of Bay Capital and , "Businesses will need to think 'digital' if they are to compete and grow over the next decade.".  In order to increase revenue and value-added opportunities, a business model must be transformed through digital technologies. The changeover to a digital business model is what it is. It includes both the transition of outmoded business models to new technologies and the capacity of digital technology to gather data, identify trends, and make more informed business decisions. .    The adoption of digitization will increase the productivity and efficiency of your business. Big data, analytics, mobile devices, the cloud, and other emerging technologies may help businesses become more productive and efficient. Additionally, some businesses are usi

The digital transformation (DX) spending in India is probably going to reach $85 billion by 2026 as firms in the nation plan to diminish the costs by expanding effectiveness, further developing security/risk capacities, and further developing client experience through tech-empowered digital transformation, a report said on Tuesday. More than 95% of Indian associations intend to expand DX spending or keep at a similar level in 2023, as per the IDC. During the pandemic, digital transformation helped Indian associations to endure difficulties and support contests. The lockdown and remote working constrained associations to sanction the course for digitalization endeavors. Comment on this article:  Tilak Verma:  After the pandemic, Digitalization shows up boom in India and many Indian businessman such as Siddharth Mehta IL&FS, Natarajan Chandrasekaran of Tata Group, Reliance Chairman Mukesh Ambani support the Digital campaign run by Indian Government and it results fabulously that sho

Mumbai resident Shivam Vahia cannot remember the last time he left home to shop. He spends about 30,000 rupees ($364) a month buying necessities like groceries, clothes and gadgets, all by tapping a few buttons on his mobile phone. "My only offline spends are bars and restaurants, when I go to meet friends," said the 24-year-old engineering graduate. Vahia is one among India’s young and aspirational 1.4 billion population, whose propensity for online spending has attracted global companies and digital platforms. And as private consumption underpins economic growth in India, financial investors are targetting new ways to tap into it.   China saw a jump in consumption from 2006 when, as per World Bank data, its per capita gross domestic product (GDP) crossed $2,000. India crossed that threshold in 2021, according to the bank's latest available data, which could put it on a similar growth trajectory even though weak job growth and income inequalities in the count